SHRA supports a variety of programs to assist low-income homeowners in the Sacramento Area. The list below provides links to related programs sponsored or operated by SHRA that assist homeowners and also helpful links to other homeowner resources.
SHRA performs servicing functions for its portfolio of loan accounts, properties with SHRA recorded deeds restrictions, and Mortgage Credit Certificates where SHRA is the issuer.
Examples of servicing activities are:
- Requests for loan payoff statements
- Requests for loan subordination
- Process to sell a deed restricted home
- Process to Reissue a Mortgage Credit Certificate
- Answer questions related to an SHRA loan account
- Answer questions related to an SHRA regulatory agreement (deed restriction)
Questions or requests related to SHRA loan servicing can be emailed to: firstname.lastname@example.org
Home Repair Program
SHRA offers emergency home repair assistance to very low-income owner-occupants of single family homes or mobile homes within the City of Sacramento; the Cities of Galt, Folsom, and Isleton; and unincorporated areas of the County of Sacramento. The Home Repair Program (HRP) – previously known as ERP – provides assistance to correct health and safety hazards that exist at the homes.
To qualify for the program, the home must be owner-occupied and in need of a repair to resolve an immediate safety or health hazard, dangerous or hazardous condition, or fire or health code violation.. There is a per-property and per-client maximum of $5,000 (disbursed for program-covered repairs). SHRA administers the repair work and hires and pays the contractors.
Note – due to limited funding the program is only open for applications from June 1st – August 31st, and from December 1st – February 28th. Calls will only be returned during the open periods for the program.
Safe At Home Program
SHRA provides financial assistance to its partner, Rebuilding Together, to operate the Safe at Home Program which provides minor modifications and repairs at no cost to eligible low income homeowners to correct conditions that will improve accessibility and safety within the home. Please call (916) 455-1880 for more information or visit the Safe at Home program website by clicking here.
City of Folsom Seniors Helping Seniors Program
SHRA provides financial assistance to the City of Folsom for the Folsom Seniors Helping Seniors Program. The goal of this program is to provide assistance to low-income senior homeowners whose properties need minor repairs and who do not have the financial resources to complete the repairs. Please call (916) 461-6210 for more information or visit the Seniors Helping Seniors program online by clicking here.
There are other agencies, organizations and resources in the Sacramento region that provide assistance and information to low income homeowners who need help to repair their homes and make them safe and livable.Below is a list of links to the external websites for these resources.
California Contractors State License Board
HUD Office of Healthy Homes
Resources for Independence Living
NeighborWorks Homeownership Center
Sacramento County Network of Care
Senior Legal Services of Northern California