SHRA provides homeownership opportunities within the City and County of Sacramento for low– to moderate income homebuyers. We have several programs available to help achieve the goal of homeownership.
Down Payment Assistance Programs
These programs are deferred payment loans which provide assistance for down payment and closing costs. Maximum assistance and eligibility requirements are detailed in the program features.
Mortgage Credit Certificate Programs
These programs provide a tax credit to homebuyers thus reducing the amount of Federal income tax the homebuyer pays. Eligibility requirements are detailed in the program features.
Approved Lender Information
SHRA homebuyer assistance programs are accessed through lenders who meet our lender requirements and are trained to offer our programs.