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Homebuyer Programs

Parent  ] Program Layering Policy ] First Time Homebuyer ] American Dream Downpayment Initiative Program ] CalHome First-Time Homebuyer Mortgage Assistance ] Target Area Homebuyer ] Sacramento Mortgage Credit Certificate Program ] Reissued Mortgage Credit Certificate Program ] Approved Lender List ]


SHRA is pleased to provide homeownership opportunities within the City and County of Sacramento for low– to–moderate income homebuyers. We have several programs available to help achieve the goal of homeownership. 


Program Layering Policy

Homeownership Guidelines

Homebuyer Education and Counseling


Down Payment Assistance Programs

First-Time Homebuyer (FTHB)
American Dream Downpayment Initiative (ADDI)
CalHome First-Time Homebuyer Mortgage Assistance
Target Area Homebuyer (TAHP)


Mortgage Credit Certificate Programs

Sacramento MCC REO Program
Sacramento MCC Program
Reissued MCC Program (RMCC)


SHRA Approved Lenders

Updated - Notice Regarding Lender Applications
Approved Lender Requirements
Lender Application
Approved Lender List

Lender Announcements/Updates

Weekly Funding Update

Related Links:

California Housing Finance Authority

U.S. Department of Housing & Urban Development

Sacramento Home Loan Counseling Center

Sacramento Neighborhood Housing Services

California Department of Housing & Community Development 

California Association of Mortgage Brokers

City of Citrus Heights Down-payment Assistance

My Money, My Home, My Future

 05/11/2009

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